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Wednesday, April 18, 2012
Manage Your Income Wisely

*I do not own the contents.I've sorted from google.
Managing your money
Managing income is a big issue we face every day.No matter who you are-the poor or the rich- wrong budgetting always put you in trouble.
Some budgeting ideas
Regularly put money aside whenever you get paid. That way, you know there’s money to pay your bills. It’s also a great way to save for a goal – like a holiday. You can:
-open a separate bank account and make an automatic payment into it every time you get paid – ask your bank about this, or
-take out a set amount of money every time you get paid and leave the rest in your bank account. A good way to save but you need a lot of discipline.
-Pay off your debts as soon as you can because the longer you have a debt, the more interest you’re charged, and the more money you owe.An easy way to pay off a debt is to put a bit towards it every time you get paid (but only after you’ve paid your bills). You can organise to pay it straight from your bank account so you don’t have to think about it – and you’re not tempted to use the money for other things. Ask your bank about automatic payments.
-Only buy the things you need if you really want to pay off your debts and get closer to reaching your goals. The good thing is – when you’re closer to where you want to be you’ll be able to afford the little luxuries more and more often.
top
Talking with a budget advisor
A budget advisor is someone who can help you set up a budget for free. They can help you to:
-set up a budget
-draw up a plan for your future
-find ways to make budgeting easier
-work out how to save money and reduce debt
-get ideas on how to make more money
-deal with banks and people you owe money to
find other people who may be able to help.
-They will also offer encouragement and support as well as give you the right advice for managing your money.
When you meet your advisor, please bring these things with you so they can help you work out a budget immediately:
-details of your household income
-bank account statements
-your regular bills
-details of any money you owe such as mortgages, hire purchases and credit cards
-details of any other expenses.
Remember, a budget advisor’s job is to give you advice and support – they’re not counsellors, and they won’t control your money or give you money to pay off your debts. If you need help with these things, your advisor will be happy to give you details of people who may be able to help.
Sunday, January 15, 2012
The Sweetest Proposal Ever
This sweet proposal is made by Timothy Tiah to his beloved one,Aurey Ooi Feng Ling.At that night,Timothy with the helps of his friends gave a big surprise to his girlfriend with a romantic and unforgettable proposal.
Even the singer of A Thousand Years,Christina Perry confessed she cried as watching the video.
Check it out the video(with the lyrics below).
Heart beats fast
Colors and promises
How to be brave
How can I love when I'm afraid
To fall
But watching you stand alone
All of my doubt
Suddenly goes away somehow
One step closer
(Chorus)
I have died everyday
waiting for you
Darlin' don't be afraid
I have loved you for a
Thousand years
I'll love you for a
Thousand more
(Verse 2)
Time stands still
Beauty I know she is
I will be brave
I will not let anything
Take away
What's standing in front of me
Every breath,
Every hour has come to this
One step closer
(Chorus)
I have died everyday
[ From: http://www.metrolyrics.com/a-thousand-years-lyrics-christina-perri.html ]
Waiting for you
Darlin' don't be afraid
I have loved you for a
Thousand years
I'll love you for a
Thousand more
And all along I believed
I would find you
Time has brought
Your heart to me
I have loved you for a
Thousand years
I'll love you for a
Thousand more
One step closer
One step closer
(Chorus)
I have died everyday
Waiting for you
Darlin' don't be afraid,
I have loved you for a
Thousand years
I'll love you for a
Thousand more
And all along I believed
I would find you
Time has brought
Your heart to me
I have loved you for a
Thousand years
I'll love you for a
Thousand more
Even the singer of A Thousand Years,Christina Perry confessed she cried as watching the video.
Check it out the video(with the lyrics below).
Heart beats fast
Colors and promises
How to be brave
How can I love when I'm afraid
To fall
But watching you stand alone
All of my doubt
Suddenly goes away somehow
One step closer
(Chorus)
I have died everyday
waiting for you
Darlin' don't be afraid
I have loved you for a
Thousand years
I'll love you for a
Thousand more
(Verse 2)
Time stands still
Beauty I know she is
I will be brave
I will not let anything
Take away
What's standing in front of me
Every breath,
Every hour has come to this
One step closer
(Chorus)
I have died everyday
[ From: http://www.metrolyrics.com/a-thousand-years-lyrics-christina-perri.html ]
Waiting for you
Darlin' don't be afraid
I have loved you for a
Thousand years
I'll love you for a
Thousand more
And all along I believed
I would find you
Time has brought
Your heart to me
I have loved you for a
Thousand years
I'll love you for a
Thousand more
One step closer
One step closer
(Chorus)
I have died everyday
Waiting for you
Darlin' don't be afraid,
I have loved you for a
Thousand years
I'll love you for a
Thousand more
And all along I believed
I would find you
Time has brought
Your heart to me
I have loved you for a
Thousand years
I'll love you for a
Thousand more
Saturday, January 14, 2012
Green Day - Holiday [Live]
FUCK YOU YOU TO ALL THE POLITICIANS.Haha..I agree with you Billie Joe!!!Dear politicians, your hands are dirty.Two holy words for the politicians.FUCK YOU!
Friday, November 18, 2011
Eureka!!Simply hack into any Wifi Connection
Finallyy,after few days googling and learnig I got to now how to hack wifi password.It is easy but need little understanding.
I can't post it now because the tutorial is still under construction(made by my ownself).Maybe in next few days I'll release it.
The first Wifi connection I hacked was my neighbour.AND SURE IT really worked.
So wanna check it out?..Just wait.
I can't post it now because the tutorial is still under construction(made by my ownself).Maybe in next few days I'll release it.
The first Wifi connection I hacked was my neighbour.AND SURE IT really worked.
So wanna check it out?..Just wait.
Thursday, November 17, 2011
Lawak-lawak Juga..Tapi..
Waktu hari raya aidiladha baru-baru ni aku ade tengok satu program komedi iaitu SYOK kat TV1.
Memula aku tengok bolehla layan kepala yang tengah kusut sangat masa tu pasal kehabisan tiket nak balik kampus.
Dalam dok tengok tu ade satu babak ni antara Johan,Saiful Apek, Kartina Aziz ngan Adibah Noor.Babaknya,Apek nak mintak kartina aziz tu mendoakan untuknya memandangkan dalam babak tu watak si
Kartina Aziz tu nak pergi ke Mekah untuk menunaikan haji.So si Apek ni pun bawak keluarlah satu list panjang yang menyenaraikan hajat-hajatnya tuh.
Tapi,ada satu part tu dalam list ada satu hajat yang yang tertera nombor-nombor.Nie kira part lawaklah nie.Rupanya nombor2 tu nombor ekor.
Terkejut gak aku degan lawak diorang tu.Ya lah,walaupun sekadar lakonan,tapi aku rasa lawak nak minta orang 'mendoakan' supaya kena nombor ekor tu adalah sesuatu yang tidak sesuai.
Harap lain kali kalau nak buat lawak tu kenalah peka sikit supaya nanti taklah melampaui batas.Kan2.
Memula aku tengok bolehla layan kepala yang tengah kusut sangat masa tu pasal kehabisan tiket nak balik kampus.
Dalam dok tengok tu ade satu babak ni antara Johan,Saiful Apek, Kartina Aziz ngan Adibah Noor.Babaknya,Apek nak mintak kartina aziz tu mendoakan untuknya memandangkan dalam babak tu watak si
Kartina Aziz tu nak pergi ke Mekah untuk menunaikan haji.So si Apek ni pun bawak keluarlah satu list panjang yang menyenaraikan hajat-hajatnya tuh.
Tapi,ada satu part tu dalam list ada satu hajat yang yang tertera nombor-nombor.Nie kira part lawaklah nie.Rupanya nombor2 tu nombor ekor.
Terkejut gak aku degan lawak diorang tu.Ya lah,walaupun sekadar lakonan,tapi aku rasa lawak nak minta orang 'mendoakan' supaya kena nombor ekor tu adalah sesuatu yang tidak sesuai.
Harap lain kali kalau nak buat lawak tu kenalah peka sikit supaya nanti taklah melampaui batas.Kan2.
Monday, October 31, 2011
HOW TO DELIVER A GOOD SPEECH
**TAKEN SOMEWHERE FROM OTHER WEBSITE.
Don't Underestimate the Delivery
A great speech on paper is not a great speech unless it is delivered effectively. The number one thing that you can do to improve your delivery is to practice. Know your content. Know your transitions. Know your timing. Stand up and deliver your speech in the bathroom before you deliver it in the boardroom. Here are a few things to keep in mind for an effective delivery:
Eye Contact
Use it. The audience connects with you through your eyes. Avoiding eye contact can also be a red flag to the audience that you are not confident in what you are saying or that you are hiding something. Don’t focus your attention on one person, but instead spread your eye contact around to members of the audience. One technique you can try is: One Person, One Thought. The means that for each though in your speech make eye contact with one person. On the next thought, go to the next person.
Hand Gestures
Hand Gestures Can Be Effective
Using them can definitely be good, especially to emphasize a point, but you also don’t want to overdo it and distract the audience. If you are like most people and not sure what to do with your hands, the best rule of thumb is to limit your hand movement and don’t put them in your pockets.
Movement
Movement can represent confidence to the audience. Too much movement, however, is a sign of nervousness. Try to avoid pacing or rocking back and forth. If you are speaking behind a podium, one tip you might try is, at an appropriate time in your speech move to the side of the podium. This shows the audience you are not “hiding” behind the podium. Finally, remember not to slouch. Standing straight projects confidence.
Facial Expressions
Don’t be afraid to use facial expressions. If you know you are saying something funny, then smile. If you are talking about something serious, show a look of empathy. A stony face will make you seem aloof, while an expressive face can help you connect with the audience.
Vary Your Voice
How you say something can be just as important as what you are saying. Pay attention to your tone and your speed. Don't talk to fast. No Yelling. And avoid the soft voice that can't be heard. Use your pace and tone to emphasize important ideas. And always remember to vary both. Monotone and monospeed are two common pitfalls you want to avoid.
Dress the Part
Certain speaking situations will call for more professional dress than others. Dressing well will often make you feel and look more confident, and may even add some credibility. The just-rolled-out-of-bed look is unlikely to impress your audience.
Get Plenty of Rest and Arrive on Time
Arrive on time and ready to go. Being tired can weaken your memory and lower your energy level. Try to get a good night's sleep before your speech. It will help you keep the energy level high when you are talking.
Take Your Time
Take your time and allow everyone to absorb what you are saying. A speech is not a race. Start slow and if you see that your audience wants you to speak a little faster, then, and only then, start to pick up the pace.
Pause for Important Ideas
Pauses are good. They let your audience think about your words. Try to pause after the most important points in your speech.
Find a Friendly Face
When you deliver your speech, look for a friendly face. This will give you encouragement throughout your speech. Don't stare at the person, but periodically look over for a little boost in confidence.
Don't Underestimate the Delivery
A great speech on paper is not a great speech unless it is delivered effectively. The number one thing that you can do to improve your delivery is to practice. Know your content. Know your transitions. Know your timing. Stand up and deliver your speech in the bathroom before you deliver it in the boardroom. Here are a few things to keep in mind for an effective delivery:
Eye Contact
Use it. The audience connects with you through your eyes. Avoiding eye contact can also be a red flag to the audience that you are not confident in what you are saying or that you are hiding something. Don’t focus your attention on one person, but instead spread your eye contact around to members of the audience. One technique you can try is: One Person, One Thought. The means that for each though in your speech make eye contact with one person. On the next thought, go to the next person.
Hand Gestures
Hand Gestures Can Be Effective
Using them can definitely be good, especially to emphasize a point, but you also don’t want to overdo it and distract the audience. If you are like most people and not sure what to do with your hands, the best rule of thumb is to limit your hand movement and don’t put them in your pockets.
Movement
Movement can represent confidence to the audience. Too much movement, however, is a sign of nervousness. Try to avoid pacing or rocking back and forth. If you are speaking behind a podium, one tip you might try is, at an appropriate time in your speech move to the side of the podium. This shows the audience you are not “hiding” behind the podium. Finally, remember not to slouch. Standing straight projects confidence.
Facial Expressions
Don’t be afraid to use facial expressions. If you know you are saying something funny, then smile. If you are talking about something serious, show a look of empathy. A stony face will make you seem aloof, while an expressive face can help you connect with the audience.
Vary Your Voice
How you say something can be just as important as what you are saying. Pay attention to your tone and your speed. Don't talk to fast. No Yelling. And avoid the soft voice that can't be heard. Use your pace and tone to emphasize important ideas. And always remember to vary both. Monotone and monospeed are two common pitfalls you want to avoid.
Dress the Part
Certain speaking situations will call for more professional dress than others. Dressing well will often make you feel and look more confident, and may even add some credibility. The just-rolled-out-of-bed look is unlikely to impress your audience.
Get Plenty of Rest and Arrive on Time
Arrive on time and ready to go. Being tired can weaken your memory and lower your energy level. Try to get a good night's sleep before your speech. It will help you keep the energy level high when you are talking.
Take Your Time
Take your time and allow everyone to absorb what you are saying. A speech is not a race. Start slow and if you see that your audience wants you to speak a little faster, then, and only then, start to pick up the pace.
Pause for Important Ideas
Pauses are good. They let your audience think about your words. Try to pause after the most important points in your speech.
Find a Friendly Face
When you deliver your speech, look for a friendly face. This will give you encouragement throughout your speech. Don't stare at the person, but periodically look over for a little boost in confidence.
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